After a tumultuous 2009, it’s time to welcome in 2010 with a brand new attitude on credit card spending and a brand new pay-off plan!  This has to be the top resolution for the new year, because there are a lot of people who are in this same boat.  Now you just need to put that resolution into action! First,...

We’ve all seen the ads on TV that promise to help you get out of debt.  They promise to work with your creditors, lower your payments, and lower your interest rates.  Then we see individuals who swear it worked for them and now they are debt free.  But, that little voice in the back of your head...

There are more and more people who are suffering from debt trouble due to the dramatic growth in the credit card industry over the last few years. Not only are so many people behind on their credit cards, they are really struggling because they need the credit to help them with usual payments like car...

If you need help with your credit card debt and mounting debt issues, there are a number of nonprofit credit card debt relief agencies you can use. There are two major nonprofit credit card debt relief trade groups — the National Foundation for Credit Counseling (NFCA) and the Association of Independent...

As if recession, layoffs, and falling real estate prices weren’t enough bad news, recent headlines have included stories of credit card companies selectively raising rates for consumersóeven some who have great credit and haven’t missed payments! People need credit card debt relief. You...