How to Stop Credit Card Debt w/o Consolidation!

Great information! I’ve added you to my subscriptions and added your video as a favorite. Thanks for keeping consumers aware and informed! ~MyARRP

I know what is the next step…
1. PAY YOUR BILL
2. PAY YOUR BILL
3. PAY YOUR BILL…..

The federal telephone soliciations act has nothing to do with collections….debt collectors aren’t trying to sell anthing, they are trying to collect money that is legally owed. Its true that if you tell them not to cll they have to take your number out. They dont have to send you a copy of a do not call policy, thats crap…why don’t you give advice telling people to negotiate and they will get a huge settlement which essentially will save them thousands on the card the selfishly ran up..

why pay criminals

Who’s the real criminal here? The company legally in charge of collecting debt that is legally owed, or the individual who stole money from a creditor and is now refusing to pay back what they owe by law?

stole? go to any college campus and try to tell me they’re not GIVING AWAY free money. when they don’t get repaid, well that’s because they made a REALLY BAD INVESTMENT.

Each CELLPHONE call has potential to be a violation potentially costing $1500 for EACH instance they call or leave message depending where you reside (violations can rack up between various federal law + your state laws. This does not count the possible FDCPA laws as well. So if you want to make some money off collectors, write to “let them know” not to call but in the meatime let them do so they violate. Keep a log of all cellphone calls, recordings, cellphone bill, and proceed with lawsuit.

not paying a debt is NOT a crime, moron

Pay your bills if you can. Try to make more income. Take a part-time job in addition to your regular employment.

The best advice is….
Do not use credit cards

Third party debt collection agencies purchase your debt at a low cost with the goal of making a profit on their purchase.

You are 100% not required by law to pay a third party whom you did not sign a contract with over the original debt. The debt collection agency has no legal right to demand money from you because you never signed a contract with them.

They’re just a bunch of idiots paid commission to scare you into paying a debt that your bank/credit card organization has already closed.

With the New Year creeping up on us faster than most of us would like, I cant think of a better way to start off the new year than learning how to stop the creditors from calling.

Join the New Years Resolutions Extreme Makeover Telesummit today by clicking on my name above in blue (LivingSuccess247)

Sorry folks, we have been had, peed on, scammed and lied to.
WallStreet bailouts were rigged and a fraud, market manipulations,
high freqency trading, flash orders, naked short selling by:
Goldman, JPM, Cit, MorgStanley, Aig, stay away from this scum.
The Fed, Comex, ETF’s, Govt data: frauds. Your labor devalued to Zero.
Pull your money out, walk away from your mortgage and CC card debt,
We can beat them at their own game, buy pure silver bullion,
buy local mom and pop. Starve The Beast!

Not all collection offices purchases debts. Most are referred to them by the creditor.

If it IS a purchased debt, the money can no longer be paid to the original creditor as the account has been sold.

As for the last part, that is correct, however if you call the creditor they may likely refer you back to the collection office. Moreover, check in your contact with the original creditor it usually has some section giving them the right to collect on the debt, etc.

if the debt is old it is almost certainly been sold off

It depends on how you define “old”,
Nauticalman made it sound like all collection accounts have been sold accounts which is not 100% true.

This video is packed with great information and your link looks interesting too. Check out the link in my profile if you’re tired of the phone calls and want to settle your debt.

it depends on how you define “old” nauticalman made it sound like all collection accounts have benn sold accounts which is not 100% true.dhfghdgschgdhgfhdgjgfjkgfjkgghsdgfjhgdsjgfjdgfjdgjfgdsjfgjdsgfjdsgfgdjsvbdbgfvc v jfgjfjbf fhvjcgvv c dhfjdhjfgd fhdhgv dhfjhdhjryrf fehj fehj dsuegue feje

oscy999 must not have been hurt by this economic depression. I just love people who haven’t walked in the shoes, but sit on their throne and judge everybody else. SELFISHLY RAN UP? Not everybody was out buying big screen TV’s. Some folks who lost their jobs, (HOPING thngs would get better by now), were using their cards to pay for groceries, the doctor’s office, or car repairs trying to keep the old heap on the road. How dare you judge when you haven’t walked in somebody elses shoes.

I agree with AEinsteinSr. Just dont use credit cards. And honestly, using credit cards after you have already lost your job or took a cut in pay is pretty much about the 23rd thing on the list of things you should do in a situation like that. 99.99% of the time it just seems to make everything worse. I do think the fact that credit is becoming more exclusive and elite per the new laws and regulations in Feb will sort a lot of this out in years to come.

WTF:
STOP paying your debt, (we) the people do have the power: just stop paying (and playing their game). It would be interesting to see who’s got who by the balls, it’s all just a little scammed poker game,isn’t it?

STOP paying debt and walkaway from underwater mortgage?…and guess who’s got who by the balls.

@Nauticalman Thx, I learned something. I have creditors calling me constantly!

Due to the recession, credit card companies are now offering bail-out programs. To see if you qualify, visit us @ debt-freesolutions.blogspot.com

The table is starting to turn, critical mass non-cooporation is making the staus quo oligarchy sweat, they are running scared, their globalist NWO plan is not working out, I say fuck them.
Just flatout quit paying one red cent to bank credit cards, quit paying for inflated mortgages, quit buying crap, quit working your ass off for shit wages in a shit job, non-cooporation is effective dissent, it’s time see who’s got who by the fucking balls for a change,…eh!

The fact is that all you have do is stop paying and walk away. You can negotiate with these lenders when you stop paying. They will settle if you are not paying them .