ZipDebt Charles Phelan Review – Debt Negotiation Training & Coaching Program
Yes, It Really Is Possible for You to Settle Your Own Debts
Hi everyone. This is Suze your faithful author of this website. Among the many article I write about all the aspects of debt management and staying debt free, I also do quite a bit of research into the products on the market that claim to help people in this area. I’ve read so many garbage books and self-help cd’s that it makes me sick… which is why I was so excited to get a chance to review Charles Phelan’s ZipDebt! This is truly a product after my own heart. The goal here is clear and concise. Help the individual negotiate their own debt in a timely fashion. Period! I have seen with my own eyes how the ZipDebt com program can give the average person the courage it takes to contact their creditors and negotiate substantial reductions in their debt.
The main concern I have about do-it-yourself debt settlement versus hiring a third-party negotiation service is the uncertainty of success. But the simple truth is that you CAN negotiate effectively with your creditors and settle your own debts. All it takes is a little training and coaching. The REASON it works is because you won’t be reinventing the wheel, or doing anything out of the ordinary. Settlement is a normal part of the collection process.
Find Out More About the ZipDebt Program With Their Free Report
Every major creditor settles accounts in order to cut their losses. Many of them extend settlement offers automatically at certain points in the collection cycle. What’s needed is some inside information on how this process works and how to make it work to your advantage. And that’s where I come in. My Do-It-Yourself Debt Negotiation Training & Coaching Program™ will show how to successfully settle your debts without paying thousands in fees to a settlement company.
We really like Charle’s and his program has helped lots of readers since we’ve started hearing about it. Here is a bit of feedback received:
“I called to speak with Charles personally regarding my debt situation. To my surprise, he gave me his time, was personable, professional and he gave me a lot of great advice for no charge! This man is sincere, knows what he is doing and is a good person truly wanting to help people. Thanks to his advice, I managed to settle with three creditors, so that I can now focus on my health situation without being so stressed out about money problems! Give Charles a call, you will be glad you did! Kudos to Charles!”
–C.S., Tampa, FL
“One year ago, my debt was the biggest embarrassment of my life, and now I’m proud to say it’s one of my biggest success stories. Not only is $18,000 of bad debt off my back but by August I will be 100% debt free. I don’t even want to think about where I’d be now if I hadn’t seen your info. You really impressed me. I’ll be forever grateful.”
–T. A., San Diego, CA
“A little over a year ago I heard about Mr. Phelan’s program when we were overwhelmed with bills, hospitalization of my son, and a military move. We are now at a place where we have a handle on things. Out of 7 debts, we are down to 2 and we’ll be debt free soon. Thank you!”
–C. S. Houston, TX
Great feedback AND a money back garauntee which is great for those who are debating whether to hire someone to help settle their debt or do it themselves.
You Too Can Have The Courage To Negotiate Your Own Debt. Click Here!
If you’ve used the ZipDept Program and have some feedback for us please comment below. Thanks
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To Your Financial Success
~Suze Fulton
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January 11th, 2009 at 11:26 am
I used this service. Well worth the money as I didn’t have to weed through all the “free” info on the net, and I didn’t have to pay some “professional company” 15% of my debt just to get started. It helped me save over $14,000.
- review from http://www.debtconsolidationcare.com
January 15th, 2009 at 11:40 am
It has worked out well for me too. Well worth the money. I had about $70,000 in cc debt and I have settled 6 accounts since and have one left to go. This service helps you to settle on your own and you save lots of money from paying someone to do it for you. All the money you would have to pay a Company to do it for you can go toward settling your accounts. This is for those who want to do it themselves but are to nervous to do so. You listen to the cd’s you get, which explains every step and then you get one phone consult for a plan of action. Also included is email support. Every time I had a question it was responded to within 24hrs. very important when you are getting anxious and questioning what to do next. This service is really up to date on how to handle debt settlement. Yes you can read and post questions here for free, which I have have because you can never get too much information, And I have learned a lot here too but, some of the information here can be outdated and not the best depending on who answers.
- review from http://www.debtconsolidationcare.com
January 23rd, 2009 at 11:28 am
I HIGHLY recommend ZipDebt.com. I can be a bit of a micro-manager, so I have been extremely pleased with ZipDebt’s do-it-yourself system…it has already saved me a TON of money (I quit paying my $60k Bank of America bill in December & started socking away the money I’d have paid in monthly payments. Today, B of A and offered to the whole debt for only 20%. Yee-haww!). Plus, let’s face it…no one cares about your money more than you do and it’s much better to take a hands-on approach rather than to pay someone you don’t even know a load of money and then stick your head in the sand and hope that you’re not getting duped in some way. ZipDebt has seriously changed my life! (and as soon as I’m totally debt-free, I’m taking the friend that recommended ZipDebt.com out to dinner…on me!)
-review from http://www.debtconsolidationcare.com
July 20th, 2009 at 11:30 am
I am early on in the debt settlement process using Charles Phelan and his ZipDebt program but everything he has told me has been right on the mark! If you are reasonably intelligent and articulate, there is no reason you cannot settle your debts yourself with Charles’ help. The initial phone call where we went over each of my creditors and what to expect from them was worth the cost of the whole program! Charles is genuine, sincere and great at responding quickly to questions. I highly recommend his program if you have a legitimate debt/hardship issue!
October 6th, 2009 at 1:55 pm
I have seen a ton of people benefit from debt settlement services including some in my own family. I think it offers most people a chance to get back on their feet with a outlined program geared at saving money
October 30th, 2009 at 4:12 pm
Hey Suze,
Charles is a friend of mine that I have known for a few years. I highly recommend his course to all of my clients that are looking for more of a do it yourself solution. When it comes to educating consumers on how to settle debts on their own, Charles is the original.
Damon Day@Debt Settlement´s last blog ..New Debt Settlement Video is Eye Opening for Consumers
November 15th, 2009 at 5:34 am
if you want to get out of debt and hire a debt settlement company for debt negotiation then I have an important piece of advice. Do not go directly to a particular debt settlement company but rather first go to a debt relief network who is affiliated with several legitimate debt companies. In order to be in the debt relief network, the debt settlement companies must prove a track record of successfully negotiating and eliminating debt. They must also pass an ethical standards test. Going through a debt relief network will ensure that the debt company you are provided with is a legitimate and respected company. This is the most efficient way in finding the best debt settlement companies and increasing your chances of eliminating your debt.
Regards,
Saad
Saad@Structured Settlement´s last blog ..Selling Your Annuity Payments
February 23rd, 2010 at 3:54 am
this sounds like a fantastic program. You are spot on you can settle your own debts if you have a bit of knowledge, are willing to spend the time and you are brave enough to do it.
Many lenders will help you if you are having debt problems the key is to speak to them early.
Congratulations on a great blog!
May 22nd, 2010 at 9:02 am
Well “Awesome Program” comes to mind when I refer back to Charles and ZipDebt. The program helped us settle over $90,000.00 for about 35%. We settled most everything within 6 mos. A few were tough to settle. Charles was spot on with all the advice and tactics the companies use. I highly recommend this program to anyone that has had a true financial hardship and is seeking an alternative to bankruptcy.
June 27th, 2010 at 5:41 pm
Might not be worth settling if your assets aren’t worth anything!